NMLA Releases 2026 Statistical Report

The National Marine Lenders Association (NMLA) announced the release of its 2026 Annual Statistical Report (ASR), the recreational marine industry’s most comprehensive source of finance market data and lending performance statistics.

Now in its 46th year, the Annual Statistical Report provides exclusive benchmarking information, market trends, portfolio performance metrics, operational data and borrower characteristics gathered from participating marine lenders and finance service companies throughout the United States.

Key findings from the 2026 Annual Statistical Report include:

• Marine loan delinquencies rose to 1.42% in 2025 but continued to outperform overall consumer installment loan performance.
• Third-party liquidators remained the dominant remarketing channel for repossessed boats, utilized by 79% of participating lenders.
• Gross portfolio yields increased to 6.38% for boat loans during 2025, exceeding yields reported for overall consumer installment loan portfolios.
• Lenders reported continued reliance on traditional underwriting standards despite ongoing economic and affordability challenges.

The Annual Statistical Report is provided complimentary to survey participants and is available for purchase by non-participants through the NMLA website at www.marinelenders.org.